:root{--ink:#142330;--accent:#b68a45;--bg:#f7f6f3;--line:#e3e3df;--muted:#51606a}
*{box-sizing:border-box}body{margin:0;font-family:Arial,"Helvetica Neue",sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
a{color:#23455a}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.top{background:#10202d;color:#fff}.top-in{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:17px 0}.brand{font-weight:800;letter-spacing:.04em;color:#fff;text-decoration:none}.switch a{color:#fff;margin-left:16px}
.hero{background:#132a37;color:#fff;padding:46px 0 42px}.hero h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.18;margin:4px 0 12px}.hero p{max-width:790px;color:#e3e6e7;font-size:1.1rem;margin:0 0 14px}.micro{color:#f2d5a4;font-size:.86rem;text-transform:uppercase;letter-spacing:.13em;font-weight:700}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}.btn{display:inline-block;padding:12px 19px;text-decoration:none;border-radius:8px;background:var(--accent);color:#111d26;font-weight:700}.btn.secondary{background:transparent;color:#fff;border:1px solid #9cabb4}
.main{padding-top:32px;padding-bottom:50px}.control{background:#fff;border:1px solid var(--line);padding:18px;border-radius:12px;box-shadow:0 2px 12px #132a370b}.control label{font-weight:700;display:block;margin-bottom:8px}.control input{width:100%;border-radius:8px;padding:12px 14px;border:1px solid #a7b2ba;font-size:1rem}.hint{font-size:.91rem;color:var(--muted)}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:15px 0}.chip{font:inherit;font-size:.93rem;border:1px solid #bec8c9;background:#fff;color:#1b3342;border-radius:30px;padding:8px 14px;cursor:pointer}.chip[aria-pressed="true"]{background:#173b4a;color:#fff;border-color:#173b4a}
.section{margin:30px 0}.section h2{font-size:1.35rem;margin:0 0 8px}.small{font-size:.9rem;color:var(--muted)}.items{list-style:none;padding:0;margin:12px 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.items li{margin:0}.items a{display:flex;align-items:center;justify-content:space-between;gap:10px;background:#fff;border:1px solid #e1e5e2;border-radius:9px;padding:13px 15px;text-decoration:none;min-height:66px}.items a:hover{border-color:var(--accent);background:#fffdf9}.arrow{flex:none;font-size:1.1rem;color:#a27531}
.empty{padding:25px 0;text-align:center;color:var(--muted)}.info{padding:20px 24px;border-radius:12px;background:#fff;border:1px solid var(--line);margin:28px 0}.info h2{margin-top:0}.guidegrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.card{padding:23px 24px;background:white;border:1px solid var(--line);border-radius:11px}.card h2,.card h3{margin-top:0}.card ul,.card ol{padding-left:22px}.card li{margin:8px 0}.faq details{border-top:1px solid var(--line);padding:13px 0}.faq summary{font-weight:700;cursor:pointer}
.foot{background:#10202d;color:#e4e5e4;padding:25px 0;margin-top:30px}.foot a{color:#ffe1b0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:720px){.items,.guidegrid{grid-template-columns:1fr}.hero{padding:31px 0}.wrap{padding:0 15px}.items a{min-height:57px}.top-in{flex-wrap:wrap}.switch a{margin-left:9px}}